All about Business And Finance
Are you thinking of starting your own business, say purchasing your own website store? I did just that six months ago and thought it would be helpful to write about and share my experiences with you all.
My reasons for buying a website are irrelevant in that they matter only to myself. It’s what happens after you’ve bought your website that’s the issue and more importantly whether or not you make your website work for you. Make no mistake, as with any business you must put in the time and effort to drive your business forward.
Having said that, it is not easy and if things don’t work out as quickly as you’d hoped or were led to believe, it’s very simple to become more than a little disheartened. Which is the stage I am at now. I can honestly say that I have never worked so hard for no pay in my entire life. To say that I am frustrated and angry and in desperate need of motivation (but preferably an income) at this point is an understatement.
The initial information I was given, or sales pitch if you prefer, seemed to me to be quite hopeful perhaps even optimistic. Who would, especially in this time of recession (or maybe depression?) turn down the opportunity to work from home for only 2-3 hours per day in order to be financially rewarded within 2-3 months and to make more money doing this than you ever did or could in a mainstream 40 hour per week job! Well not me, obviously!
Initially I was very excited about starting my online business and couldn’t wait to get cracking with it. The online training provided helped me to get my website set up and linked with certain organisations and companies which sold my particular niche products so that I could download them to my site. What I wasn’t told at the outset was that there was a limit to the number of products you could download so unfortunately I fell into this particular trap quite early on so I would urge you not to repeat my mistake (although as far as I’m concerned it wasn’t my mistake).
As I had never done this type of thing before I was totally unaware and unprepared for just how much writing of things such as articles, web content and press releases it required in order for my website to attract online traffic and eventually rankings through the use of good key phrases, which are in themselves rather problematic in the beginning. It is possible to pay someone to write all these articles for you, in fact you can even pay someone to get your website ranked and save you all the bother. However, if finances are somewhat tight I would recommend that you persevere with this yourself. Plenty of time to do this once finances are stable enough to allow you to outsource these things.
The worst part of writing an article is choosing a title which will stand out and make people want to read it. I haven’t so far managed that yet. The next thing is the beginning of the article. How do I start? I’m still having problems with these issues even after six months. I am of course hoping that it will get a lot easier.
It’s a surprise to me but I have had other people like my articles and a few have even subscribed to them so I guess I must be doing something right.
Social networking is another obstacle you have to overcome. Until I bought my website I had never been involved with this in my life so far and could have gladly proceeded through the rest of it without this association too. I use it quite often now for business purposes but still don’t understand the point of it at all.
What has the last six months taught me? That there’s so much information to take in and digest and lots of new skills to master. That I have to try and be patient (not an easy task at the best of times) and trust in all that I hold dear that the paltry fifty pence I have accrued thus far will increase a hundred-fold, preferably in the next five minutes (told you I wasn’t the most patient person in the world didn’t I).
From the outset I had many hopes and dreams for a successful venture and maybe if I’d known sooner that it would take much more of an effort and time than I was led to believe I’m almost certain I wouldn’t have purchased this business in the first place. But there’s no point dwelling on that now. I took the risk and I just have to keep working at it and trust that all my hard work will eventually pay off. I’m always being told these days that if it was that easy everyone would be doing it! Unfortunately that doesn’t make me feel any better.
Now, after robbing Peter to pay Paul I have paid off my initial investment but at what cost to me only time will tell. The business is now entirely mine and if nothing else it gives me something to keep me occupied during the day. Will the risk pay off – I really don’t know. At this moment in time it doesn’t look like it to me but I’m determined to try and be optimistic because basically I have nothing else. It has to work, there’s no two ways about it. So I am stuck with it. Would I do it again? Probably not, although if I wake up one morning and find zillions of pounds (mind you I’d settle for zillions of pence at this point) in my bank account then my answer would almost certainly be a lot more positive.
So to all you prospective online store owners reading this I hope it has helped with your decision making process and has prepared you in some way for what may be about to come. Personally I wouldn’t attempt this unless you have another source of income. In my experience it is foolhardy to pin all your hopes on the success of this type of venture and most certainly if you can’t afford to lose your investment my experience should at least make you think twice about doing it at all. Whatever you decide good luck and I wish you every
Some excellent exhibitions take place each year in the UK involving the Business and Finance sector. Below we look at some of the top exhibitions that take place each year.
The annual ‘Landlord and Buy to Let Show’ is one of the top events of its kind in the UK and is not just for Landlords but also for anyone interested in property. This exhibition is on the 14th and 15th November 2008 at the NEC and is a huge show with more than forty workshops and seminars. With up to one hundred stands, exhibitors who normally attend this show includes; the National Landlords Association, Bid Ur Rent, Best Property Club and Quick Cash for Properties. The workshops list is quite impressive with seminars in subjects such as ‘Selecting and Managing Tenants’ and ‘Investing in Buy-To-Let’.
The NEC in Birmingham is also the location for the annual ‘National Franchise Exhibition’, which is another major exhibition and one that attracts large numbers of visitors. A wide range of franchise companies promote themselves at this event and is a great show for seeing and talking, in person, with the people who work in the industry. The British Franchise Association supports this event and a number of experts will be present to discuss all aspects of franchising.
The specialists at the show normally include experts on tax matters, employment laws, bank and web design. This show is great as it brings together everyone you might need to talk to under one roof. This exhibition is on the 3rd and 4th October 2008.
The ExCel Exhibition Centre in London is the location for the ‘Foreign Direct Investment Conference and Exhibition’. It is on the 24th and 25th June 2008 and is the first, of what is hoped, will be an annual exhibition aimed at Global Businesses. This is planned as an exhibition for people who work at decision-making levels, including governmental, consultancy and agency organisations. The exhibitors list is quite impressive with companies from around the world already signed up for this years event. Companies who have confirmed include the Turks and Caicos Islands Investment Agency, Netherlands Foreign Investment Agency and Africa Investor Ltd.
For business in the South-West of England another event of interest might be the ‘Business South West Exhibition’ at Westpoint Exhibition Centre, taking place on the 16th and 17th October 2008. This show brings together many of the key players in South-West business, creating a perfect networking environment for many decision
My Favorite Business Partners
The Food and Drug Administration (FDA) has the broad mandate under the Federal Food Drug and Cosmetic Act (21 U.S.C. 321 et seq.) to assure the safety and effectiveness of animal drugs and their use in all animals, including farm animals. Before FDA formally approves an animal drug, the sponsor or manufacturer of the drug must document in scientific testing that the drug has been found “safe and effective”. The testing data also must demonstrate that a methodology is available to detect and measure any residue left in edible animal products. Farmers and veterinarians using drugs on farm animals must adhere to guidelines about how much time must elapse before a treated animal can be slaughtered, and any other use constraints or warnings stated on the drug label. Animal biologics (e.g., vaccines and tests) are regulated by the Animal and Plant Health Inspection Service.
Many dogs will take a pill as if it is a treat, without tasting it. This is especially true if you train them to accept strange things from you by giving them a crumb of cheese, bread, meat, or whatever you are eating (do not give so many crumbs and treats that they become more than 5% of the dog’s diet; avoid toxic substances such as grapes, raisins, onions and chocolate).
Placing a pill in your dog’s food in the hopes that he will eat it accidentally is a simple way to get the pill down his throat, but it doesn’t always work if the taste is unpleasant or the pill is large, even for dogs that normally eat anything. Watch the dog eat to make sure he swallows the pill.
You can push the pill into a piece of hot dog or cheese, or wrap it in a meatball of canned dog food. Try to make this treat small enough for the dog to swallow in one bite. Some dogs will not take the treat if they see you putting the pill into it. Watch the dog to make sure he does not spit the pill out after eating the treat (if this happens, you will need to force the pill, as described below).
You can crush a pill or open the capsule (if your veterinarian says this will not decrease its efficacy), placing the powder on a small bit of peanut butter, soft cheese, canned dog food, or similar treat. Dogs often consume the treat and medication without further fuss, or you can place the peanut butter on the roof of the dog’s mouth, where he is forced to lick it off and swallow the medication.
If these methods fail, you can force the pill into a dog’s throat. Open the dog’s mouth as described under “restraining the dog” above. Place the pill on the back of his tongue, either dropping it back there or placing it behind the back teeth with your thumb and forefinger (of the hand NOT holding the upper jaw). Close his mouth with both hands and hold it between your fingers (over the upper jaw) and thumb (under the lower jaw. Lift his nose gently upward and gently massage his throat. If this does not make him swallow, blow once into his nostrils while still massaging. Almost all dogs will swallow. Release his muzzle. For the number one source in dog medicine, visit www.tipstotreasure.com/heartworm-medication/.
Observe the dog for a few minutes, to make sure the pill has been swallowed. Many dogs, especially breeds that have large mouths or extra skin around their mouths, are adept at hiding pills in their mouths. If you have had trouble with your dog, you can open his mouth and see if the pill is stuck to his lip or around his tongue. If so, it should fall out and you can try again.
If you are unable to do this, call your vet, aka heartworm medication.
Vehicle insurance (http://www.tipstotreasure.com/best-auto-insurance-rates/), in the United States and elsewhere, is designed to cover risk of financial liability or loss a motor vehicle owner may face if their vehicle is involved in a collision resulting in property or physical damages. Some states require a motor vehicle owner to carry some minimum level of liability insurance. States that do not require the vehicle owner to carry car insurance include Virginia, where an uninsured motor vehicle fee may be paid to the state; New Hampshire, and Mississippi which offers vehicle owners the option to post cash bonds (see below). The privileges and immunities clause of Article IV of the U.S. Constitution protects the rights of citizens in each respective state when traveling to another. A motor vehicle owner typically pays insurers a monthly fee, often called an insurance premium. The insurance premium a motor vehicle owner pays is usually determined by a variety of factors including the type of covered vehicle, the age and gender of any covered drivers, their driving history, and the location where the vehicle is primarily driven and stored. Many insurance companies offer premium discounts based on these factors. Insurance companies provide a motor vehicle owner with an insurance card for the particular coverage term which is to be kept in the vehicle in the event of a traffic collision as proof of insurance. Recently, states have started passing laws that electronic versions of proof of insurance can now be accepted by the authorities. It’s pretty important for you to look into ways to lower you car insurance.
A brief history of car insurance  With the invention of the automobile in the late 19th century came the inevitable side effect of automobile accidents. As automotive accidents increased in frequency, it became clear that, unlike other torts, which relied on personal responsibility, there was a possibility that automobiles would need to be governed by laws because “[t]here was no way of assuring that even though fault was assessed the victim of an automobile accident would be able to collect from the tortfeasor.” This led Massachusetts and Connecticut to create the first financial responsibility and compulsory insurance laws. Connecticut’s 1925 financial responsibility law required any vehicle owner involved in an accident with damages over $100 to prove “financial responsibility to satisfy any claim for damages, by reason of personal injury, to, or death of, any person, of at least $10,000.” This early financial responsibility requirement only required vehicle owners to prove financial responsibility after their first accident. Massachusetts also introduced a law to address the problem of accidents, but theirs was a compulsory insurance, not financial responsibility law. It required automotive liability insurance as a prerequisite to vehicle registration. Until 1956, when the New York legislature passed their compulsory insurance law, Massachusetts was the only state in the U.S. that required drivers to get insurance before registration. North Carolina followed suit in 1957 and then in the 1960s and 1970s numerous other states passed similar compulsory insurance laws. Since the genesis of automotive insurance schemes in 1925 nearly every state has adopted a compulsory insurance scheme  and everyone has searched for the best auto insurance rates.
First off, here are some tips to help you with shaving your underarms and prevents razor burn. Do not try to shave when you are cold or have goose bumps. Always use a good razor. Do not use the same one over and over for months at a time. The more you use your razor, the duller it gets, and this will cause razor burn. Be sure to use a good shaving cream or gel. Try experimenting with different brands because your skin may be sensitive to certain kinds. Do NOT shave with dry skin or with something that is not made for shaving (or leg waxing for that matter). Also, even after washing, deoderant will leave a layer of residue on your skin. Be sure to use a wash cloth to remove any left over deoderant before shaving as this can cause irritation or infection. If your skin is sensitive there, wait a while before applying fresh deoderant after shaving and make sure the area is thoroughly dry. Another source of information is available at http://www.permanenthairremovaltip.com/leg-waxing/
As for waxing, it does not matter at all how thin or thick your hair is. It only matters how long it is and how good your wax is. Home waxing kits are not always the greatest thing to use. You will get much better results if you go to a salon. The hair needs to be long enough for the wax to get a firm grip or you will be waisting your time.
Some other alternatives to waxing is chemical removal with a product such as “Nair”. You just apply the cream for 3 minutes and then the hair wipes away. Beware that this can irritate some people’s skin. You can also look into electrolysis or laser hair removal. These can all be done on any area of the body. Sugar wax is a home-type of waxing procedure.
Quick note: shaving does not make the hair thicker (common misconception). Hair is naturally tapered, with a thin tip and a wider, coarse base. Shaving cuts off the tapered tip, leaving the blunt, wider base, so when you run fingers over it, it feels coarser and thicker. However, the structure of the hairs has not changed, and there are no more hair folicles than there were before. (Left unshaved long enough, hair that was shaved will resume the tapered appearence of unshaved hair, just through natural wear.) Once you finalize your hair removal technique, visit: http://www.permanenthairremovaltip.com/sugar-wax/